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About Josh Patoka

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April 20, 2017
When you are looking to transfer your credit card debt to a 0% balance transfer card, you shouldn’t pick the…
April 19, 2017
Accurately tracking your spending and income can be very difficult when you want to plan for the future. In this…
April 19, 2017
If you currently have credit card debt, you might be looking to transfer your existing balance to a balance transfer…
April 17, 2017
The secret to being financially successful is spending less than you earn. If you don’t know how you spend your…
April 11, 2017
There are two different types of rewards credit cards to choose from: cash back or travel rewards. Both have their…
April 11, 2017
Let’s face it, college is expensive. With the average student loan balance at $35,000 and the total outstanding balance is…
April 11, 2017
Six months after graduating from college, your private and federal student loans will enter repayment status when you will begin…
April 6, 2017
If you have damaged credit or no credit history at all, you will have a hard time qualifying for a…
April 5, 2017
When your credit score isn’t high enough to qualify for an unsecured credit card that doesn’t require a security deposit,…
March 29, 2017
It’s spring and the trees and flowers are finally budding. After a long & cold winter, the change of seasons…